Choose Howden Life & Health for your over 50s life insurance

If you’d like to leave your loved ones an additional cash lump sum when you pass away, we can help deliver an over 50s life insurance policy, with premiums starting at just £10 a month.

Unlike standard life insurance, our over 50s policies do not require medical disclosures or medical underwriting. Even existing medical conditions will not affect the amount paid out at the end of the policy.

And, as long as you’re aged between 50 and 80, your acceptance is guaranteed. So, get in touch today, and our friendly team of experts will take care of you.

What are the main types of Life Insurance cover?

• Guaranteed acceptance
• No medical disclosures required
• A cash lump sum for your family
• Premiums start at £10 a month
• Premiums can remain the same
• Available to any UK resident aged 50-80

What does Over 50s life insurance do?

Our over 50s life insurance policies pay out a cash lump sum of up to £10,000 upon the death of the policy holder.

Of course, it’s entirely up to you how much cover you want to take out. Our premiums start from as low as £10 a month, depending on your needs.

If you’re a little unsure of what kind of policy you’re looking for, our friendly, helpful team can help guide you through finding the right policy to suit you.

Is over 50s life insurance right for you?

Because over 50s life insurance doesn’t ask for a medical disclosure, and medical conditions don’t impact the payout at the end of the policy, it can be a great option if you have existing health concerns.

If you are over 50 and are in excellent health, you may get better value from a Whole of Life Policy.

Again, though, our expert, friendly team can help talk you through finding the best option to help you get the most from your policy.