Choose Howden Life & Health for your mortgage protection

If you’re like most people, your mortgage is probably your biggest financial commitment each month, and you could lose your home if you’re unable to keep paying it.

By taking out mortgage protection insurance, you can give yourself a financial safety net, and the knowledge that if you can’t meet the costs due to accident, sickness or unemployment, your mortgage will still be paid.

The benefits of Mortgage Protection

• Pays your monthly mortgage
• Accident & Sickness cover
• Unemployment cover
• A choice of benefit periods
• A choice of excess periods
• Cover your mortgage & bills

How does mortgage protection insurance work?

If you are unable to pay your mortgage as a result of a cause covered in your policy, your insurer will pay a monthly payment you can use to keep meeting your mortgage costs.

Mortgage protection insurance can be quite flexible. You can tailor your policy according to your needs:

• You can choose a benefit period (how long the payouts last) for anywhere between 6-24 months
• You can choose to protect against unemployment, against accident and sickness or against all three potential risks
• You can choose to add additional cover to include the costs of your monthly bills

It's all down to how much cover you feel best suits your specific needs.

How much is mortgage protection insurance?

Your monthly premium cost will vary depending on how much cover you choose to take out, and for how long.

Our specialist broking team can ensure that you get the policy that meets your needs, and because we have great relationships with a number of insurers, we can negotiate with them on your behalf to help you secure the best possible rates.